Shields Health Care Group Blog

MRI /CT Cost -- WOW! Charges and out-of-pocket costs add up

Posted by Carmel Shields

Yes, I read the article that I have choice where I go for an MRI or CT scan but it didn't hit home until the bill came in the mail. 

My daughter was referred to a Boston teaching hospital for a limited view CT scan (L5 only). Well, guess the amount billed to me? These are real dollars not the fictitious "published charges." 

Service

Actual Charge

Office Visit Level III

$320.00

Co-payment at time of visit

$25.00

Insurer paid

$47.98

I owe another

$247.02

CAT Scan at teaching hospital

$1865.00

Co-payment at time of visit

$0.00

Insurer paid

$0.00

I owe

$1,865.00

Reading / Interpreting CAT Scan (remember L-5 only)

$395.00

Co-payment at time of visit

$0.00

Insurer paid

$0.00

I owe

$395.00

TOTAL I OWE & PAID

$2,532.02

Total the insurer paid

$47.98

Two costly consumer lessons:

  1.  Shop around – I now know it would have been less expensive and equally convenient (and no charge for parking) if I had gone to the CT facility in Brockton; and
  2. At this rate the insurer is up 53 to 1! What a racket.

So how much have you been billed / charged (no need to state names & facility ”just the facts” --- dollars and type of service)?

Tags: health care dollars, out of pocket, health care premiums, L-5, l5, MRI, Ct, computed tomography, HR, HR Directors, healthcare expenses, health premiums, health insurer